Elon Musk the Banker Wants to Take on JPMorgan Where Amazon, FaceBook, and Google Failed

26 July 2023

Elon Musk is embarking on a bold new venture: transforming Twitter into a comprehensive hub for financial services. While this audacious plan might seem familiar – tech titans such as Facebook, Google, and Amazon.com Inc. have previously flirted with similar initiatives – Musk brings a unique blend of unpredictability and proven fintech expertise to the table.

In contrast to others, Musk’s tech journey has been far from conventional. This is illustrated by his sudden rebranding of Twitter’s familiar bird logo to the letter X, among other surprising moves. Plus, his success in establishing PayPal Holdings Inc. underscores his formidable credentials in financial technology.

Although tech firms have historically encountered stiff competition and lengthy approval processes in their attempts to disrupt banking, Musk is not deterred. In fact, his venture stands a fighting chance, given his knack for achieving ambitious objectives. Pranav Sood, executive general manager at cross-border payments platform Airwallex, conveys a cautious optimism, acknowledging the challenge while emphasizing that global compliance, significant investment, and patience are required for success.

Musk envisions the X app as a powerful tool that intertwines communication, multimedia, and financial services, effectively enabling users to manage their financial world. This ambitious platform will be built on the existing infrastructure of Twitter, further solidifying its link to X.com, which currently functions as a routing service to Twitter.

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