The Truth about Bank Bail-Ins: How Safe Is Your Money

20 February 2024

Key Points Many big financial companies were deemed “too big to fail” during the 2008 financial crisis. This led to $700 billion in government bank bailouts at taxpayer expense. The 2010 Dodd-Frank Act created the framework for bank bail-ins. In a bail-in, a bank can take money from their depositors and bondholders to raise capital…

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